How to Send Money Abroad from India in 2025 – The Complete Guide

Planning to support family overseas, pay tuition, or fund your next international move? Learn how to send money abroad from India quickly, safely, and affordably.

Transferring money internationally has become much easier with digital tools, RBI-regulated services, and better exchange rates. This guide shows you exactly how to send money abroad from India using methods like wire transfer from India, online remittance, and more. Whether you’re a student, traveler, or business owner in Bangalore, this guide explains how to transfer money to international bank accounts without hassle.

Top Ways to Transfer Money to International Bank Accounts

Here you will learn how to transfer money to an international bank account from India using reliable methods.

Here’s a quick look at the most reliable options for transferring funds abroad from India.

Depending on your needs, budget, and speed, you can choose from several options regulated under RBI’s Liberalised Remittance Scheme (LRS), which allows individuals to remit up to USD $250,000 per financial year.

1. Wire Transfer from India (SWIFT)

Wire transfers—also called SWIFT transfers—are a globally trusted method for bank-to-bank transactions.

• Supported by most Indian banks (like SBI, ICICI, HDFC)
• Transfer time: 2–5 business days
• Requires recipient’s SWIFT code, bank name, and account details
• Charges: Transaction fee + exchange rate markup

Tip: Use your bank’s online portal to initiate a wire transfer from India under the “International Beneficiary” section.

2. Online Money Transfer Services

Digital remittance services like Savi Forex offer fast, secure, and affordable ways to send money internationally.

With online processing, transparent pricing, and personalized support, our platform makes it easier than ever to transfer funds across borders. You can:

• Initiate transfers 100% online or through our expert assistance
• Benefit from competitive exchange rates and low transfer fees
• Track your transaction end-to-end for full peace of mind

If you’re wondering how to transfer money to an international bank account from India without visiting a branch, this is the most seamless method.

3. Savi Forex Express Transfer

Need it done urgently? Savi Forex offers a dedicated fast-track service for high-priority international money transfers.

This service is ideal for:

• Emergency tuition payments
• Medical expenses abroad
• Business commitments or urgent family needs

With our express transfer:

• Get same-day processing on eligible transfers
• Receive personalized updates from our support team
• Enjoy competitive exchange rates without hidden markups

Whether you’re on a tight deadline or want peace of mind, we’ll ensure your money gets where it needs to go—fast.

4. Foreign Currency Demand Drafts

Ideal for education payments or official submissions requiring physical proof.

Some Indian banks still offer demand drafts:

• Issued in foreign currency, drawn from your Indian account
• Delivered physically or by courier
• Processing time: Up to 4 weeks
• Limits: $25,000 per transaction (within LRS limit)

Not ideal for urgent transfers, but still used for visa processes or university deposits.

5. India Post International Money Orders

A legacy option, useful only for sending small amounts to France or UAE.

• Available only via India Post Savings Account
• Max transfer: €1,500 (France) or AED 9,000 (UAE)
• Processing time: 3–10 days
• Both sender and recipient may incur fees

Limited in reach and flexibility. Not suitable for frequent or high-value transactions.

RBI Guidelines for Sending Money Abroad

All money transfers from India to foreign bank accounts must follow LRS rules.

Permitted purposes include:

• Overseas education
• Medical treatment abroad
• Supporting relatives living overseas
• Travel (leisure or business)
• Gifts and donations
• Immigration-related expenses
• Employment overseas

PAN card is mandatory
Transfer limit: USD 250,000 per financial year (as per RBI LRS)

Steps to Transfer Money to Another Country Bank Account from India

Here’s a simple 4-step process most services follow:

1. Choose a method (bank, app, or provider)
   
2. Add your recipient’s bank details
   
   • Name, account number, SWIFT/BIC, bank name, and country
3. Verify your identity
   
   • PAN card, Aadhaar, income details (if needed)
4. Pay securely online
   
   • Track your transfer in real-time (with most digital services)

Note: Transfers may be delayed due to holidays, incorrect details, or compliance checks.

What’s the Cheapest Way to Send Money Abroad from India?

Online money transfers with Savi Forex often beat traditional banks on fees and exchange rates.

Compare fees for a $1,000 USD transfer:

Our in-house calculator lets you preview your total cost and payout amount before confirming the transfer.

Most Common Reasons People Send Money from India

Each purpose may have specific documentation or limits. Always check before you initiate.

• Paying university tuition abroad
• Sending living expenses to children or family
• Covering hospital bills overseas
• Making business payments
• Paying immigration-related fees
• Booking international conference trips

Savi Forex Tip: Choose the Right Partner for Your Transfer

Here’s what makes Savi Forex the smarter choice for sending money abroad from India:

• Local support in Bangalore—you can walk in, talk to us, or call us
• Transparent rates and better deals than many national banks
• Doorstep document pickup and currency delivery across Bangalore
• PAN card and basic KYC are all you need to get started

FAQs – Quick Answers to Your Money Transfer Questions

Send Money Abroad from India—Savi Forex is Here to Help

Skip the confusion. Let our local forex experts guide you through every step—from paperwork to delivery. Call us or Visit our Electronic City or Whitefield branches,
and we’ll make your international transfer secure, fast, and hassle-free.